Business Line Compliance Specialist I/II

Company Name:
TD Bank
About TD Bank, America's Most Convenient Bank
TD Bank, America's Most Convenient Bank, is one of the 10 largest banks in the U.S., providing more than 8 million customers with a full range of retail, small business and commercial banking products and services at approximately 1,300 convenient locations throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida. In addition, TD Bank and its subsidiaries offer customized private banking and wealth management services through TD Wealth , and vehicle financing and dealer commercial services through TD Auto Finance. TD Bank is headquartered in Cherry Hill, N.J. To learn more, visit . Find TD Bank on Facebook at and on Twitter at .
TD Bank, America's Most Convenient Bank, is a member of TD Bank Group and a subsidiary of The Toronto-Dominion Bank of Toronto, Canada, a top 10 financial services company in North America. The Toronto-Dominion Bank trades on the New York and Toronto stock exchanges under the ticker symbol "TD". To learn more, visit .
Job Description o Researches very complex regulatory issues that may involve internal or outside counsel. Communicates findings to senior management or business lines.
o Provides day to day interaction and support to Management
o Oversees/executes and/or performs tasks from end to end
o Focuses on short to mid term issues (e.g. monthly-quarterly)
o Responsible for issue identification, through evaluation of policies, practices, and industry guidance in order to develop and evaluate proposed resolutions and their impact on business processes and resources.
o Interacts and communicates with staff and senior management of the Bank and requires minimal supervision of work product.
o Conducts and leads testing efforts, documents findings, presents findings to appropriate levels of management, and serves as reviewer of written reports within assigned teams.
o Reviews testing results and interprets results against regulatory requirements and Company policy.
o Monitors department reporting to determine additional needs for compliance training and serves as a lead reviewer/approver of training modules.
o Represents compliance team at various meetings as directed.
o As directed, assists in the monitoring of compliance related reports generated by the line of business functions, Audit, Loan Review, risk partners, and other compliance staff to determine level of compliance and general trends. Analyzes information to determine if action is needed to address compliance risk. May use information to assist compliance management in preparation of reports for the Company Board as well as the Corporate Risk Committee.
o May act as regulatory information conduit for assigned business line or area of responsibility, providing advice and information regarding application of regulations and any pending or implemented regulatory changes
o Assists in the assessment of overall Compliance risk in assigned business lines or areas of responsibility.
Job Requirements
Researches more complex laws and regulatory issues than Specialist I role and discusses findings with compliance staff and management
Identifies compliance related issues through evaluation of policies and practices, and development of alternatives for resolution
Provides limited advice and counsel to business lines, as directed by management with moderate need for direct supervision
Provides limited advice and counsel to business lines, as directed by management with moderate need for direct supervision
Compiles compliance analyses and recommendations for presentation and review by compliance management
Explains clearly and concisely findings and recommendations to management to secure approval for changest
Clearly and concisely explains findings and recommendations to management to secure approval for changes
Trains Bank staff on various components of the corporate compliance programs, processes, and procedures
Qualifications o 4 Year Degree or equivalent experience
o 4-5 Years of related experience
o In depth knowledge of applicable laws and regulations, research skills and presentation skills
o Strong written and verbal communication skills including a demonstrated ability to clearly provide written reports that identify and quantify risk as well as present sound solutions taking into account Bank operations and culture.
o Ability to analyze the most complex laws and regulations and relate those laws to operational procedures, company policies, and industry trends
o Ability to communicate effectively with senior level management
o Proven experience in project coordination and ability to work independently
o Ability to use personal computer for word processing and electronic filing and retrieval of documents.
o Strong analytical skills and basic mathematical ability to understand and test disclosures as well as ability to use PC or other equipment to verify data and calculations
o May coach and educate others on assigned team or within department
o Proficiency in PowerPoint, Visio, Adobe Acrobat, and online course authoring and graphics tools, as required for team supported
o Information Management (Program Management): Proficiency in Microsoft Excel and Access
At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live in and serve, and creating an environment where every employee has the opportunity to reach her/his potential.
If you have a disability that requires an accommodation to complete the application process, please e-mail TD Bank's HR Compliance Department at . Please include your full name, contact information and details about your request within the e-mail.
EOE/Minorities/Females/Veterans/Individuals with Disabilities.
Business Line Compliance Specialist I/II

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